October 2024 is a festive month in India, with major celebrations like Gandhi Jayanti, Navratri, Durga Puja, and Diwali. This festive season will result in banks being closed for up to 15 days across different states. If you have important banking transactions, you must be aware of these dates to avoid disruptions.
Key Highlights:
- Banks will be closed for 15 days in October 2024, including weekends.
- The holidays vary based on state and festival.
- Major holidays include Gandhi Jayanti, Navratri, Durga Puja, and Diwali.
Complete List of Bank Holidays in October 2024
- October 2 (Wednesday) – Gandhi Jayanti
- A nationwide holiday celebrating the birth anniversary of Mahatma Gandhi.
- October 6 (Sunday) – Sunday
- A standard weekly holiday for banks.
- October 10 (Thursday) – Mahalaya
- Observed mainly in West Bengal, marking the beginning of Durga Puja festivities.
- October 12 (Saturday) – Second Saturday
- As per RBI rules, banks are closed on the second Saturday of every month.
- October 13 (Sunday) – Sunday
- Regular weekly holiday.
- October 15 (Tuesday) – Durga Puja (Maha Saptami)
- Observed in several states, including West Bengal, Bihar, Odisha, and Assam.
- October 16 (Wednesday) – Durga Puja (Maha Ashtami)
- A major holiday in states celebrating Durga Puja.
- October 17 (Thursday) – Durga Puja (Maha Navami)
- Celebrated in various regions as part of the Durga Puja festival.
- October 18 (Friday) – Durga Puja (Vijaya Dashami/Dussehra)
- A major festival celebrated across India, marking the victory of good over evil.
- October 19 (Saturday) – Banks closed in some states
- Post-Vijaya Dashami holiday in selected states.
- October 20 (Sunday) – Sunday
- Regular weekly closure.
- October 26 (Saturday) – Fourth Saturday
- RBI mandates banks to be closed on the fourth Saturday of each month.
- October 27 (Sunday) – Sunday
- Regular weekly closure.
- October 31 (Thursday) – Diwali/Deepavali
- Celebrated across India, this holiday marks the Festival of Lights and brings banks to a halt in several states.
Plan for Banking Needs
During the 15 days of bank holidays in October 2024, banks will remain closed for reasons like festivals, second and fourth Saturdays, and Sundays. These holidays may vary from state to state, so it is essential to check the specific dates applicable in your region.
While physical bank branches may be closed, online and mobile banking services will remain operational, allowing customers to complete transactions digitally. However, it’s a good idea to handle any critical banking matters, like cash withdrawals, cheque deposits, or loan applications, in advance to avoid last-minute hassles.
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